Employees and individual users: Click above to access your account.

Administrators and Employers only: Click above to access the employer portal.


Questions about your account?
Interested in opening a new HSA?

Contact Optum Consumer Services at 1‑877‑470‑1771
(24 hours a day).

Employers: Contact Optum Employer Services at 1‑877‑470‑1772 (M‑F, 8 a.m.‑8 p.m. ET).

Welcome to Optum Bank!

At Optum, we bring our financial and health care expertise to every facet of the health care system. We help consumers better manage some of their most important assets, health and money, with confidence.

Our mission is to help individuals become smarter health care consumers by meeting their individual needs and helping them navigate every stage of their health care journey. Through our pre-tax accounts, we also help them better manage their health care finances so that they can confidently save and pay for the care they need now and in the future.

- Learn more about the different products we offer to suit your needs. Click Here

- Learn more about Optum. Click Here


Important updates on COVID-19 and your HSA

The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law March 27, 2020, contains important updates on the use of health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement accounts (HRAs). Click here .) to learn more about how these updates affect you and your health account.

The Federal income tax filing and payments deadline has been extended from April 15, 2020, to July 15, 2020 (IRS Notice IR-2020-58). As a result, the amount of time that individuals have to make 2019 health savings account (HSA) contributions has also been extended to July 15. All major health plan insurers have waived member cost sharing, including copays, coinsurance and deductibles for COVID-19 diagnostic testing provided at approved locations in accordance with CDC guidelines for all commercial insured, Medicaid and Medicare members. This means that health savings account (HSA) funds are not required for COVID-19 diagnostic testing. In the event that a plan is not waiving these costs, individuals will be able to use HSA funds. See IRS Notice 2020-15 at for more details.

Useful links and resources

Coronavirus Aid Relief

IRS update on COVID-19
Learn more >>

Coronavirus 2019 HSA Contribution Deadline

HSA contribution deadline extended to July 15, 2020 due to COVID-19.
Learn more >>

IRS Coronavirus

IRS update on COVID-19
Learn more >>

Optum Bank Continuity Plan

COVID-19 Optum Bank Business Continuity Plan
Learn more >>

Health Accounts

To get the latest COVID-19 updates to ensure you have accurate information about your health care spending and savings accounts.
Click here >>

Account Security

Account Security provides guidance on different ways you can secure your account from fraud.
Go to Account Security >>

IRS Publication 502 (PDF)

IRS Publication 502: Medical and Dental Expenses is a guide explaining eligible expenses for FSAs, HRAs, and HSAs.
Go to IRS Publication 502 >>

IRS Publication 969

IRS Publication 969 provides guidance on different types of reimbursement accounts including FSAs, HSAs and HRAs.
Go to IRS Publication 969 >>

IRS Form 8889

IRS Form 8889 is used to report HSA contributions and distributions and figure your HSA deduction.
Go to IRS Form 8889 >>

HSA Tax Form Checklist

Use the HSA Tax Form Checklist as your guide when completing your taxes.
Download HSA Tax Form Checklist >>

New Account Holder Checklist

Use the New Account Holder Checklist.
Go to New Account Holder Checklist >>

HSA Contribution Limits

Use the HSA Contribution Limits.
Go to HSA Contribution Limits >>

HSA Qualified Medical Expenses

Use the HSA Qualified Medical Expenses List.
Go to HSA Qualified Medical Expenses >>

HSA Videos

Watch these short videos to learn more about an HSA.
Go to HSA Videos >>

HSA Webinars

Register to a Webinar or watch on demand to learn more about an HSA.
Go to HSA Webinars >>