Employees and individual users: Click above to access your account.

Administrators and Employers only: Click above to access the employer portal.


Questions about your account?
Interested in opening a new HSA?

Contact Optum Consumer Services at 1‑877‑470‑1771
(24 hours a day).

Employers: Contact Optum Employer Services at 1‑877‑470‑1772 (M‑F, 8 a.m.‑8 p.m. ET).

Welcome to Optum Bank!

At Optum, we bring our financial and health care expertise to every facet of the health care system. We help consumers better manage some of their most important assets, health and money, with confidence.

Our mission is to help individuals become smarter health care consumers by meeting their individual needs and helping them navigate every stage of their health care journey. Through our pre-tax accounts, we also help them better manage their health care finances so that they can confidently save and pay for the care they need now and in the future.

- Learn more about the different products we offer to suit your needs. Click Here

- Learn more about Optum. Click Here

Useful links and resources

Account Security

Account Security provides guidance on different ways you can secure your account from fraud.
Go to Account Security >>

IRS Publication 502 (PDF)

IRS Publication 502: Medical and Dental Expenses is a guide explaining eligible expenses for FSAs, HRAs, and HSAs.
Go to IRS Publication 502 >>

IRS Publication 969

IRS Publication 969 provides guidance on different types of reimbursement accounts including FSAs, HSAs and HRAs.
Go to IRS Publication 969 >>

IRS Form 8889

IRS Form 8889 is used to report HSA contributions and distributions and figure your HSA deduction.
Go to IRS Form 8889 >>

IIAS Merchant List

List of merchants who implemented or intend to implement the SIGIS IIAS standard required for FSA and HRA payment card use (not applicable for HSA).
Go to IIAS Merchant List >>

HSA Tax Form Checklist

Use the HSA Tax Form Checklist as your guide when completing your taxes.
Download HSA Tax Form Checklist >>

New Account Holder Checklist

Use the New Account Holder Checklist.
Go to New Account Holder Checklist >>

HSA Contribution Limits

Use the HSA Contribution Limits.
Go to HSA Contribution Limits >>

HSA Qualified Medical Expenses

Use the HSA Qualified Medical Expenses List.
Go to HSA Qualified Medical Expenses >>

HSA Videos

Watch these short videos to learn more about an HSA.
Go to HSA Videos >>

HSA Webinars

Register to a Webinar or watch on demand to learn more about an HSA.
Go to HSA Webinars >>