We are now Optum Financial which includes Optum Bank.
We have renamed our business Optum Financial. We will continue to be a leader in health accounts while expanding our financial capabilities and banking expertise. Our focus remains on helping businesses and consumers save, spend, pay and invest for health care.
Learn more >>
Employees and individual users: Click above to access your account.

Administrators and Employers only: Click above to access the employer portal.


Questions about your account?
Interested in opening a new HSA?

Contact Optum Consumer Services at 1‑877‑470‑1771
(24 hours a day).

Employers: Contact Optum Employer Services at 1‑877‑470‑1772 (M‑F, 8 a.m.‑8 p.m. ET).

Welcome to Optum Financial!

At Optum Financial (Optum Bank is a part of Optum Financial), we bring our financial and health care expertise to every facet of the health care system. We help consumers better manage some of their most important assets, health and money, with confidence.

Our mission is to help individuals become smarter health care consumers by meeting their individual needs and helping them navigate every stage of their health care journey. Through our pre-tax accounts, we also help them better manage their health care finances so that they can confidently save and pay for the care they need now and in the future.

- Learn more about the different products we offer to suit your needs. Click Here

- Learn more about Optum. Click Here


Important updates on COVID-19 and your accounts

On March 26, 2021, the Internal Revenue Service (IRS) released IRS Announcement 2021-7, which states that personal protective equipment such as masks, hand sanitizer and sanitizing wipes that are purchased "for the primary purpose of preventing the spread of COVID-19" are qualified medical expenses under Section 213(d) of the Code. Learn more

On February 18, 2021 the IRS released additional guidance to provide relief for COVID-19 under 125 Cafeteria Plans. It clarifies provisions for health care and dependent care flexible spending accounts (FSAs) under the Consolidated Appropriations Act. Click here to learn more.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law March 27, 2020, contains important updates on the use of health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement accounts (HRAs). Click here to learn more about how these updates affect you and your health account.

Useful links and resources

2022 FSA Contribution Limits

The IRS announced an increase in FSA, Commuter Benefits and Adoption Assistance contribution limits for the 2022 tax year
Learn more >>

Amounts paid for certain PPE treated as qualified medical expenses

Personal protective equipment such as masks, hand sanitizer and sanitizing wipes purchased for preventing the spread of COVID-19 is now treated as qualified medical expenses (IRS Notice 2021-7).
Learn more >>

We are now Optum Financial

We are excited to share that we have changed our name to Optum Financial, which includes Optum Bank.
Learn more >>

2020 tax filing and payment and HSA contribution deadlines extended

HSA contribution deadline extended to May 17, 2021.
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COVID-19 Relief Bill Update

This notice clarifies provisions that provide relief for health care and dependent care FSAs under the Consolidated Appropriations Act.
Learn more >>

COVID-19 FSA Relief Bill

The bill includes several provisions to provide relief for healthcare and dependent care flexible spending accounts (FSAs).
Learn more >>

Coronavirus Aid Relief

IRS update on COVID-19
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Coronavirus 2019 HSA Contribution Deadline

HSA contribution deadline extended to July 15, 2020 due to COVID-19.
Learn more >>

IRS Coronavirus

IRS update on COVID-19
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Optum Bank Continuity Plan

COVID-19 Optum Bank Business Continuity Plan
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Health Accounts

To get the latest COVID-19 updates to ensure you have accurate information about your health care spending and savings accounts.
Click here >>

Account Security

Account Security provides guidance on different ways you can secure your account from fraud.
Go to Account Security >>

IRS Publication 502 (PDF)

IRS Publication 502: Medical and Dental Expenses is a guide explaining eligible expenses for FSAs, HRAs, and HSAs.
Go to IRS Publication 502 >>

IRS Publication 969

IRS Publication 969 provides guidance on different types of reimbursement accounts including FSAs, HSAs and HRAs.
Go to IRS Publication 969 >>

IRS Form 8889

IRS Form 8889 is used to report HSA contributions and distributions and figure your HSA deduction.
Go to IRS Form 8889 >>

IIAS Merchant List

List of merchants who implemented or intend to implement the SIGIS IIAS standard required for FSA and HRA payment card use (not applicable for HSA).
Go to IIAS Merchant List >>

HSA Tax Form Checklist

Use the HSA Tax Form Checklist as your guide when completing your taxes.
Download HSA Tax Form Checklist >>

New Account Holder Checklist

Use the New Account Holder Checklist.
Go to New Account Holder Checklist >>

HSA Contribution Limits

Use the HSA Contribution Limits.
Go to HSA Contribution Limits >>

HSA Qualified Medical Expenses

Use the HSA Qualified Medical Expenses List.
Go to HSA Qualified Medical Expenses >>

HSA Videos

Watch these short videos to learn more about an HSA.
Go to HSA Videos >>

HSA Webinars

Register to a Webinar or watch on demand to learn more about an HSA.
Go to HSA Webinars >>